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Postponing divorce for the benefit of benefits?

A marriage headed toward divorce is a lot like politics. Talks over any subject can become combative; people think more about winning than doing what is in their best interests; the relationship may need the courts to step in and resolve conflicts.

Additionally, a recent report notes that politics and divorce are tied together in yet another way: concerns over health care coverage. According to this article, there are people postponing divorces for fear of losing their health care benefits.

The article points out that upon divorce, spouses can lose the health insurance they received through a spouse's employment. These people will need to find their own coverage or pay for temporary insurance through COBRA.

With this very issue at the core of major political controversy, the future of heath care coverage is in flux. People who are covered today could ultimately be uninsurable in future programs if they have certain pre-existing conditions; those who can secure coverage may wind up paying far more than they are currently under an employment program.

Regardless of what you believe politically, the fact that the future of health care coverage in the U.S. is so uncertain can be cause for concern. And until that uncertainty is resolved, people can be fearful of making life choices that put them at risk of not being able to get the care they need.

It can be very scary to go through a divorce, particularly if you are also dealing with health problems and financial concerns. Thankfully, you don't have to go through this alone. You can talk to your attorney about finding an arrangement that allows you to protect yourself, your future and your health.

Whether this includes a legal separation, requests for spousal support, a postnuptial agreement or delaying a divorce, it can be wise to work with your attorney to find a settlement or agreement that is in your best interests.

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